Long Term Disability – LTD Claim Disputes

Long-term disability(LTD) insurance is designed to protect individuals, employees, business owners or professionals who may need skilled nursing, intermediate care, or custodial care following an injury or illness. This type of insurance may prove critical in covering the cost of long-term disability care, and preventing policyholders from having to sell off personal or Continue reading

Americans with Disabilities Act – Diabetes

In June of 1999, the supreme court limited the way the Americans with Disabilities Act can be applied to those suffering from diabetes, (referred to as the Sutton trilogy). Prior to the June 1999 decisions, the Equal Employment Opportunity Commission (EEOC), the federal office that enforces the ADA, held that diabetics claiming disability under the law had to be Continue reading